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America’s Leading Annuity Expert Carlton Cap Averil II Joins Tom Hegna on “Financial Freedom with Tom Hegna”

by News Desk
November 21, 2025
America's Leading Annuity Expert Carlton Cap Averil II Joins Tom Hegna on Financial Freedom with Tom Hegna - FirstPublisher.org
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“Truth Before Trust: A New Era in Annuity Transparency” Tune in to CNBC this weekend for an informative interview on Annuities.

TOLEDO, Ohio – We’re excited about our next guest, Carlton Cap Averil II based out of Toledo, Ohio. He’s the president of Cap Averil II and Associates and founder of AnnuityAnswers.com and Paragon Product Design. With over 35 years of experience Cap has personally helped thousands of families secure their retirement and is the architect behind the Averill Method.

He joined his father’s agency, Financial Advisory Clinic of Ohio, in 1981 under his father’s direction. Within a very short period of time, Cap received the Agency Building Award from one of the world’s largest fraternal organizations. He went on to lead that organization nationally in life insurance production. By the late 1990s, Cap was conducting estate planning seminars and overseeing a multi-state life insurance service which produced over $100 million of life insurance premiums per month in several states.

But the mainstay of the Averills’ practice has been annuities. As an industry expert, he is a frequent speaker at industry conferences and a passionate advocate for transparency in the annuity industry. Cap’s mission is simple: help people make informed decisions about their retirement.

Cap sat down with Tom Hegna to discuss strategies of a better way to retire. According to ChatGPT, his platform AnnuityAnswers.com could be the only one available to the public doing real permutation-based annuity testing using actual historical index data. ChatGPT also called the platform  a “game-changer”.

Cap’s extensive financial planning expertise and business acumen have positioned him as a sought-after resource for advisors and retirees.

Find out why Annuities deserve an equal seat at the table with any other retirement income strategy in this informative interview.

Below is a sneak peak of the national interview scheduled to air on CNBC on Saturday November 22nd at 10:30 am EST as sponsored content to build financial awareness.

You do not want to miss this episode!

To learn more about Carlton Cap Averil II visit https://www.annuityanswers.com/

Tom Hegna CLU, ChFC, CASL is an author, speaker, and economist. He has been an incredibly popular industry speaker for many years and is considered by many to be THE Retirement Income Expert! As a former Senior Executive Officer at New York Life, retired Lieutenant Colonel, and economist, Tom has delivered over 5,000 seminars, helping Baby Boomers and seniors retire the “optimal” way. His  goal is to equip listeners with practical tips and information to make smarter financial decisions.

Cap Averill II is the principal of Retirement Income Consultants LLC, which is part of the Cap Averill II & Associates family of retirement planning agencies based in Toledo, Ohio. The firm, founded in 1981, specializes in helping clients with retirement savings strategies, including fixed and fixed-indexed annuities, IRAs, and 401Ks. He is known as one of “America’s Leading Annuity Experts” and has been featured on the website Annuity Answers.

The sooner you get on an efficient path, the greater the impact you have on your retirement income streams.

Don’t miss this informative episode of “Financial Freedom with Tom Hegna” coming up on CNBC Saturday November 22, at 10:30 am EST.

News Desk
News Desk

News Desk

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